Numbers your auditors will sign
CPA-led IFRS, actuarial and zakat advisory for corporates and government entities across the GCC and Europe.
Illustrative figures from anonymised engagements.
Fourteen specialised services, each built to withstand audit and regulatory scrutiny
Big 4 depth, boutique attention, regional fluency
We founded ECT to give Gulf organisations access to senior technical expertise without the overhead of a global firm. Every technical accounting, ECL and actuarial engagement is led by a US CPA who has run accounting transformation programmes for the region's largest groups.
- Engagement leadership by qualified, Big 4-trained professionals on every project
- Documented methodologies and models that pass auditor and regulator review
- Delivery in Arabic and English, on-site across the GCC and the Levant or virtually
- A quotation after a short scoping call, agreed up front against a defined scope
CPA-led, Big 4-trained
Every engagement is led by a US CPA with Big 4 accounting-transformation experience, so the answer you receive is defensible in front of auditors, regulators and boards.
Models you can audit
Our ECL, actuarial and valuation models are built to be reviewed: documented methodology, traceable inputs, sensitivity tables and audit-ready working papers.
GCC regulatory fluency
We work daily with SOCPA, SAMA, ZATCA, CBB and IPSAS requirements and translate them into practical accounting positions.
Bilingual delivery
Proposals, memos, reports and training are delivered in Arabic and English by native speakers who understand Gulf business culture.
Right-sized economics
Boutique cost structure with an Amman delivery centre: senior attention at a fraction of Big 4 fees, without diluting quality.
Clear quotations
Scoped deliverables, agreed timelines and a quotation issued after a short scoping call. No surprises at invoice time.
A disciplined path from diagnosis to audit sign-off
Diagnose
Scoping call, data request and a rapid gap assessment against the applicable standard or regulation.
Design
Methodology paper, model architecture and accounting positions agreed with management before any numbers are produced.
Deliver
Models, valuations, memos and disclosures produced with full working papers and management review sessions.
Defend
We sit with your auditors and regulators, respond to queries and hand over a documented process your team can repeat.
Tell us what is on your desk, we will tell you where to start
Nine situations we are asked about most, each matched to the service that resolves it.
Staging, PD and LGD assumptions and macroeconomic overlays are where most audit findings land. We rebuild or validate the model and document it for the audit file.
An IAS 19 valuation with assumptions the auditor accepts, remeasurements explained and the disclosure note drafted.
Identify what was bought, value the intangibles, book the goodwill and set up the accounting for the combined group.
Settle the classification policy, inventory the performance measures and rebuild the 2026 ledger before the first 2027 interim.
Compute the base from the audited balance sheet, book the provision and file the return with the evidence file ready for assessment.
Move the finance towers to a CPA-reviewed team in Amman under a written boundary, or fix the procedures and controls so the in-house team can close by day seven.
A three-statement model with scenarios and sensitivities, or a feasibility study and business case built to investment-committee standard.
Policies, procedures and a delegation of authority that satisfy the governance regulations, plus gap assessments against SOCPA, SAMA, CBB or ZATCA.
Local books, group reporting packs, VAT, withholding tax, transfer pricing, payroll and the government platforms, run by one team that answers head office, the auditors and ZATCA.
Three offices, one team, serving the GCC, the Levant and Europe
Offices in Bahrain, Saudi Arabia and Jordan, with partners working with clients across the Gulf Cooperation Council, Iraq, Syria and Palestine.
We work with the regional headquarters and representative offices of European groups in the Gulf: local reporting, parent-company packs, zakat and tax, and IFRS support alongside the group's own finance team.
Kingdom of Bahrain
Registered head office and centre for technical accounting and actuarial work. Client engagements across the wider Gulf are led from here by partners who travel to the client.
HeadquartersKingdom of Saudi Arabia
ECT's office in the Kingdom operates as Bayt Plus and works with clients on site in Riyadh, Jeddah and the Eastern Province.
Riyadh officeHashemite Kingdom of Jordan
Bilingual CPA-supervised delivery team providing finance managed services, financial modelling and reporting support to clients across the GCC and the Levant.
Delivery centreExperience across the industries that shape Gulf economies
Our leadership has delivered engagements for more than 120 corporates, conglomerates and public-sector entities. We understand the accounting issues specific to each sector and the regulators that oversee them.
Three client segments, one standard of rigour
Corporates
Listed and private companies that need technical accounting positions, ECL and actuarial valuations, and reporting that satisfies auditors and lenders.
- IFRS 9 & IAS 19
- Position papers
- Financial statements
Conglomerates & family groups
Multi-entity groups institutionalising governance, standardising accounting policies and consolidating reporting across subsidiaries and countries.
- Group policies
- Governance frameworks
- Consolidation
Government & public sector
Ministries, authorities and state-owned companies adopting IPSAS, strengthening governance and building finance capability for national transformation programmes.
- IPSAS adoption
- Business cases
- Capability building
Measured outcomes, not promises
Loss valuation optimisation · IFRS 9 ECLRight-sizing the IFRS 9 provision on a SAR 1.2 billion receivables book
Diversified conglomerate, Saudi Arabia
Cost and process optimisation · Finance managed servicesCutting the finance cost base by 42 percent while closing on day seven
Mid-market distribution company, Riyadh
Technical perspectives from our practice
A provision matrix that survives the audit: IFRS 9 for corporate receivables
Most corporate ECL models fail at the same three points. Here is how to build one that auditors accept and finance teams can run every month.
Read the article
Setting the discount rate for Saudi end-of-service valuations
The discount rate is the single most sensitive assumption in an IAS 19 valuation. In Saudi Arabia it is also the most debated. A practical derivation that auditors accept.
Read the article
Seven questions to ask before outsourcing your Saudi finance function
Outsourced accounting can cut cost and raise quality, or it can create a compliance exposure you discover during a ZATCA review. The difference is in the questions asked before signing.
Read the article